Reading a few reviews, the Double Indemnity: A Policy That Paid Off by John Allyn got my attention. Maybe it was the part where is said A Policy That Paid Off, where I think its ironic title for his review of the novel itself. John compares the two ending and discusses the end as a policy that paid off. I think it’s ironic because in the end in both novel and film this classic film noir, someone ends up dying. "In the original story Walter and Phyllis carry out a murder and stage a phony accident on a train to collect double indemnity on her husband’s insurance policy. They might get away with it but fear, inevitably, drives them apart. Each plan to kill the other, and Phyllis, who is more than a little pathological, it the first to act." she shoots him and he ends up in the hospital telling the story to Keys, to save Lola, (Phyllis daughter who Walter fall in love with) who is the cops number one suspect. End of the novel Keys lets Walter escape on a boat to Mexico where Phyllis is also on. While being on the boat "they feel they have been spotted and decide to jump overboard in a suicide." So they both die in the novel at the end.
In the same review John talks about the film which has I different ending. "In the film version the ending finds Walter and Phyllis meeting for that last in her living room. Phyllis shoots Walter and wounds him on the shoulder, but she cant fire that second shot and thereby becomes a more sympathetic, more tragic figure than the cool-blooded Phyllis in the book. Walter then shoots her to protect Lola.
Something I like about John's review was how stated "there is no suicide plan so there is no reason to establish Phyllis as pathological." Which is true. Walter had the control film than the novel. " This turn makes her motive for murder more understandable and makes Walter more acceptable than the sap in the book who will follow Phyllis anywhere." in a way I didn’t like the ending of the film because john is correct. Phyllis is not the femme fatal in the film. Well she is but she turns out to be care-ness at the end instead of careless.
Another thing I liked about john's review that he made sense to the film ending. "By returning to the living room where Walter and Phyllis first meet, as much a cage in the city as the insurance office, the film is given a satisfying dramatic and visual unity." once again I agree with John's review!
Allyn, John. "Double Indemnity: A Policy That Paid Off." Literature Film Quarterly 6.2 (1978): 116. Academic Search Premier. EBSCO. Web. 7 Mar. 2011.